There are close to 100 licensed insurers in New Zealand. We’ve scoured them to find the latest insurance deals so you can save money.
Insurance brands often run some sort of deal or promotion. These can range from basic multipolicy discounts, which are sort of expected, to huge giveaways during certain months of the year.
Our general approach is to choose our insurance brand based on the policy and the price. Sure, a $50 Prezzy Card might be a nice incentive to switch, but do you really want to move to a less trusted insurance company so you can treat yourself to a fancy dinner? When you house burns down, you may wish you weren’t tempted!
Insurance companies have been known to give away all sorts of stuff to get you to switch to them. Gift cards, books, crappy phones, toys, stress balls, blenders, flights, BBQ’s and more. So if this sort of thing floats your boat, the brands most likely to have a deal on are listed below in our first section.
Since we don’t have the time to check these sites every week, spend 20 seconds loading them each up and checking if they have a promotion. If they do, you’ll find it quite quickly on their Homepage. When they have something to giveaway, they make sure you can find it easy!
Cove offers one month free on their car insurance policies, which can save you up to $100.
If you’re looking for Flybuys points with your insurance – then State is your brand.
TradeMe Insurance offers a 15% discount to all TradeMe members – which let’s be honest is pretty much everyone in New Zealand.
AA Insurance promos have slowed down in recent years, but they do occasionally offer some sort of promo. Check them out to see what they have available this month.
AMI current has no insurance deals, but they do often offer Prezzy Cards or fuel vouchers so check back regularly.
Know exactly the type of insurance deal you are looking for?
Whether that be a multi-policy discount, a free month, Flybuys, Airpoints, or a Prezzy Card, take a look below and choose the insurance brand offering the exact deal that you want.
Multi policy discounts are one of the most requested insurance deals on our website. However, fact is that most insurance brands offer multi policy discounts these days. Our tip is to choose the insurance brand you like for other reasons, then see if they have a multipolicy discount.
If you don’t have the time to do that, then these brands definitely offer a multi policy discount: AA Insurance, Cove Insurance, Tower Insurance, State Insurance, and AMI Insurance.
For car insurance, the only insurance brand offering a free month when you join them at the moment is Cove Insurance. This is worth up to $100, and if you decide to pay annually, then you’ll essentially be paying for 11 months.
When it comes to pet insurance, then Southern Cross and PD Pet Insurance offer at least a free month for newly adopted puppies and kittens.
Insurance deals often came in the form of free gift cards or fuel vouchers 5 or so years ago, but these deals have dried up in recent times. AA Insurance used to frequently offer Prezzy Cards, but they aren’t really offering such promotions these days.
AMI does offer Z Fuel Cards occasionally, and Cove Insurance does sometimes offer either a Prezzy Card or Bonefire Card – so perhaps check them out if you really want a gift card.
State Insurance is currently offering 1 Flybuys point for every $25 of premium paid for any policy you have with them. This means that for an average car insurance policy you’ll get about 20 Flybuys points per year, and fo the average home insurance policy you’ll get about 40 Flybuys points per year. This means after 4 or 5 years at State…you’ll be able to get a bottle of Vodka or something from Flybuys 😅.
You’re probably better off choosing a Prezzy Card deal, or a free month insurance deal.
