Initio Insurance Review
Initio Insurance is one of those companies not many Kiwis have heard of, but they are steadily growing – especially in the landlord insurance space.
- Promoted Insurance Offer
- Join Cove & you’ll get one month free on your new insurance policy
- Quote & buy insurance online in as little as two minutes
- Your discount will automatically be applied on the payment page.
- Average Customer Rating: 4.9/5
- 100% online & made with love in New Zealand.
Important note about this Initio Review
We’ve done our best to ensure this review accurately represents the products this brand offers, however we can’t guarantee the content is fully up to date and 100% accurate. The only place you will find that is on the brands official website and within their policy documents. Treat this guide as a starting point, and if you need clarification, certainty, or more information, you need to contact the insurance brand directly.
Who is Initio Insurance?
Super Quick Initio Insurance Review
Overall the online Initio reviews are positive – although it was tough to find someone who had made a claim and left a review. Most of the comments were about how well priced they were, especially for rental properties.
Below are a couple of Intitio reviews we found on various Facebook Groups.
As a broker I use both Initio and Stylecover depending on location. Stylecover is still my preference
I had a meth contamination claim with Initio. They were great to deal with. I had to organise all the quotes though which was unexpected but ok. Total claim was in the high 20k range
What do we love (and not love) about Initio?
- Digital approach to insurance
- Plenty of positive reviews online
- Great suite of 'niche' property insurance products
- Some might not like it being back by IAG
What are Kiwis Saying about Initio?
Bonus Initio Insurance Reviews
Initio Insurance Reviews on Google
Most of the Initio Insurance reviews on Google are positive, and they have an average 4.7 star rating. One person states "We recently had reason to make a claim following a tornado in Papatoetoe and the whole process was exceptionally fast; they sent a risk assessor, l forwarded the quotes that l had already received.. the claim was approved and paid promptly, in full. Again, no fuss."
Initio Insurance Reviews on Discussions Forums
There are a few discussions on Reddit about Initio insurance - mostly positive. For example, one Kiwi writes: "I’ve got Initio as it was one of the only companies that would insure my house due to its location. I’ve made one claim so far and was easy as and paid out in a couple of days no issues."
Common Intitio Insurance Questions
Initio offers house, contents, and landlord insurance policies.
You can make a claim online through the Initio Insurance website by logging into your account.
No, Initio does not offer multi-policy discounts as they focus on providing competitive rates for individual policies.
The excess amount varies depending on your policy and circumstances, but it will be clearly stated in your policy documents.
Yes, Initio house insurance includes cover for natural disasters such as earthquakes and storms.
Yes, Initio allows you to tailor your contents insurance to fit your specific needs.
Yes, Initio provides insurance for holiday homes under their house insurance policies.
You can update your policy details online through your Initio account or by contacting their customer service.
Initio often has competitive rates and easy online setup for new customers, which you can find on their website.
What Products does Initio Offer?
Initio Insurance offers a focused range of products designed to protect your home, belongings, and rental properties. Their house insurance provides comprehensive coverage against risks like fire, storms, and natural disasters, with benefits such as rebuilding costs and temporary accommodation. For personal belongings, Initio’s contents insurance offers customizable coverage to protect against theft, fire, and accidental damage. Their landlord insurance is specifically tailored to protect rental properties, covering damage by tenants, loss of rent, and legal liabilities. Initio stands out for its fully online setup and management, making it easy and convenient for customers to handle their policies. The competitive rates and straightforward claims process are highly appreciated by customers. With a focus on providing reliable and hassle-free insurance solutions, Initio’s product suite offers robust protection and excellent value. Whether you need to insure your home, contents, or rental property, Initio provides tailored solutions to meet your needs.
Landlord Insurance
Initio’s Landlord Insurance is designed to protect rental properties against a variety of risks, including damage by tenants, loss of rent, and legal liabilities. The policy includes cover for building damage, fixtures and fittings, and landlord contents. Customers value the easy online management and prompt claims handling. The competitive rates make it an attractive option for landlords. With comprehensive coverage and a focus on rental properties, Initio’s landlord insurance is a reliable choice for property investors.
House Insurance
Initio’s House Insurance provides comprehensive coverage against risks like fire, storms, and natural disasters. The policy includes rebuilding costs and temporary accommodation if your home becomes uninhabitable. Customers appreciate the straightforward online setup and claims process. The ability to manage your policy entirely online is a significant advantage. With competitive rates and reliable coverage, Initio’s house insurance offers excellent value. This policy is ideal for homeowners seeking hassle-free protection for their property.
Contents Insurance
Initio’s Contents Insurance covers your personal belongings against theft, fire, and accidental damage. The policy is customizable, allowing you to ensure valuable items are adequately protected. It also includes temporary accommodation if your home is uninhabitable. Customers find the online setup and claims process convenient and efficient. The ability to tailor the coverage to specific needs is highly appreciated. Initio’s contents insurance provides robust protection and peace of mind for your belongings.