Initio Insurance Review
- May 12, 2022
Initio Insurance is one of those companies not many Kiwis have heard of, but they are steadily growing – especially in the landlord insurance space.

Introduction to Initio Insurance NZ
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What's in our Initio Insurance Review?
Initio Insurance Review Summary
Overall the online Initio reviews are positive – although it was tough to find someone who had made a claim and left a review. Most of the comments were about how well priced they were, especially for rental properties.
Below are a couple of Intitio reviews we found on various Facebook Groups.
As a broker I use both Initio and Stylecover depending on location. Stylecover is still my preference
Gary P
I had a meth contamination claim with Initio. They were great to deal with. I had to organise all the quotes though which was unexpected but ok. Total claim was in the high 20k range
Anonymous
I've had a meth contamination claim through initio. They were so helpful & the claim was settled quickly.
Brenda D
Love…
- Digital approach to insurance
- Plenty of positive reviews online
- Great suite of 'niche' property insurance products
Don’t love…
- Some might not like it being back by NZI (IAG)


Initio Insurance Competitor Comparison #1
- Location: Auckland
Get your own quotes as these quotes are only a snapshot in time. Pet insurance prices can change frequently, so you might find different prices for these scenarios if re-done today.
Initio Insurance Plans
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Initio Insurance Competitor Comparison Scenario #2
- Location: Palmerston North
Get your own quotes as these quotes are only a snapshot in time. Insurance prices can change frequently, so you might find different prices for these scenarios if re-done today.
Bonus Initio Insurance Reviews
We like to read as many reviews as we can when comparing pet insurance, and often this means scouring through the depths of the internet to find out what people have said about each brand, without looking at moderated reviews that each brand cherry-picks for their own website.
In the case of PD Pet Insurance, we could find a number of reviews on Google, Reddit, and Facebook.

Initio Insurance Reviews on Google
Most of the Initio Insurance reviews on Google are positive, and they have an average 4.7 star rating. One person states "We recently had reason to make a claim following a tornado in Papatoetoe and the whole process was exceptionally fast; they sent a risk assessor, l forwarded the quotes that l had already received.. the claim was approved and paid promptly, in full. Again, no fuss."

Initio Insurance Reviews on Discussions Forums
There are a few discussions on Reddit about Initio insurance - mostly positive. For example, one Kiwi writes: "I’ve got Initio as it was one of the only companies that would insure my house due to its location. I’ve made one claim so far and was easy as and paid out in a couple of days no issues."
Common Initio Insurance Questions
0800 738 467 is their main phone number, but they can also be contacted on contactus@pd.co.nz or via their live chat.