AMP Insurance Review
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Important note about this AMP Insurance Review
We’ve done our best to ensure this review accurately represents the products this brand offers, however we can’t guarantee the content is fully up to date and 100% accurate. The only place you will find that is on the brands official website and within their policy documents. Treat this guide as a starting point, and if you need clarification, certainty, or more information, you need to contact the insurance brand directly.
Who is AMP Insurance?
AMP isn’t a company I’ve had a lot to deal with, other than occasionally visiting the AMP Insurance website to get a car, home or contents insurance quote.
I’m a little weird about buying insurance from a company that is best known for something else. Wikipedia describes AMP as a “financial services company in Australia and New Zealand providing superannuation and investment products, financial advice and banking products including home loans and savings accounts.”
It’s not just AMP that I feel this for:
- Trademe was set up to sell second-hand products, but now sells insurance through Trademe Insurance (selling Tower products)
- The Warehouse is New Zealand’s favourite discount retailer, selling everything a household needs at super low prices. They now have The Warehouse Insurance (selling Vero products).
- AMP is best known for Kiwisaver and investments (in my own personal opinion), and now provide car, home, and contents insurance from Vero Insurance.
Compare this to AA Insurance, Tower, State, and AMI all being creating with the sole purpose of selling insurance, and doing it really well.
Super Quick AMP Insurance Review
What do we love (and not love) about AMP?
- The general insurance policies are issued and underwritten by Vero Insurance, a well-known Kiwi brand, that also owns most of AA Insurance.
- You can get a car, home, or contents insurance quote online from AMP. It's essentially the same look and feel as what you'll see on AA Insurance, since both systems are provided by Suncorp (who own Vero).
What are Kiwis Saying about AMP?
Bonus AMP Insurance Reviews
AMP Reviews on Discussions Forums
There were few AMP reviews on discussion forms, but a few comments here and there. One user on Reddit pointed out '"AMP general insurance is underwritten by Vero and AMP do not handle claims themselves - the claims process is controlled by Vero". She goes on to explain "I don't have any personal experience with their claims process, but I've known people who worked there and the company has a good reputation in the industry."
Another user wrote "try AMP Insurance through an AMP adviser. The policy wording is almost identical to Vero's, but with a slight price advantage. Both are underwritten by Suncorp/Vero".
Common AMP Insurance Questions
AMP offers Comprehensive, Third Party, Fire & Theft, and Third Party Only car insurance policies.
Yes, Comprehensive car insurance from AMP includes cover for windscreen repairs.
Yes, AMP offers a multi-policy discount when you have more than one type of insurance with them.
You can make a claim online through the AMP website, via their app, or by calling their customer service team.
Yes, AMP provides car insurance for electric vehicles under their Comprehensive policy.
The excess amount varies depending on your policy and circumstances, but it will be clearly stated in your policy documents.
Yes, AMP house insurance covers natural disasters like earthquakes and storms, but you should check the policy for specific details.
Yes, AMP allows you to customize your contents insurance to ensure it covers the items most important to you.
You can update your policy details online through your AMP account or by contacting their customer service team.
AMP often has special offers and discounts for new customers, which you can find on their website or by contacting them directly.
What Products does AMP Offer?
AMP Insurance provides a comprehensive range of products designed to protect you, your home, and your belongings. Their car insurance policies cater to different needs, from basic third-party cover to full comprehensive cover, including options for electric vehicles. House insurance from AMP ensures your home is safeguarded against various risks, including natural disasters, and includes benefits like temporary accommodation. For your personal belongings, AMP’s contents insurance offers customizable coverage to protect items against theft, fire, and accidental damage. The policies are flexible, allowing you to adjust them to fit your specific needs. Customers appreciate AMP’s user-friendly claims process and responsive customer service. With multi-policy discounts, AMP provides value for those seeking multiple types of insurance. Overall, AMP’s product suite is designed to offer robust protection and peace of mind, making it a reliable choice for your insurance needs.
Car Insurance
AMP’s Comprehensive Car Insurance offers extensive coverage, including accidents, theft, and windscreen repairs. Their Third Party, Fire & Theft policy is a good middle-ground option, covering damage to other vehicles and theft. For basic needs, the Third Party Only policy covers damage to other vehicles. Customers appreciate the easy claims process and helpful customer service. Electric vehicle owners also benefit from specialized coverage. Overall, AMP’s car insurance provides reliable protection with customizable options.
House Insurance
AMP’s House Insurance protects against damage from fire, storms, and natural disasters. The policy covers rebuilding costs and temporary accommodation if your home becomes uninhabitable. Additional benefits include coverage for detached structures like garages. Customers find the policy comprehensive and appreciate the prompt claims handling. The flexibility to adjust coverages is a significant advantage. AMP’s house insurance offers peace of mind with robust protection for your home.
Contents Insurance
AMP’s Contents Insurance covers your personal belongings against theft, fire, and accidental damage. It offers flexibility to tailor the policy to your needs, ensuring valuable items are adequately protected. The policy also includes temporary accommodation if your home is uninhabitable. Customers like the straightforward claims process and customizable options. With AMP, you can feel secure knowing your possessions are well-protected. The policy is ideal for both renters and homeowners.