Pet-n-Sur Insurance Review
- January 24, 2022
Our Pet-n-Sur Insurance review takes a look at the 100% NZ owned and managed pet insurance provider, Pet-n-Sur. Read our review below, then apply online via their website if you feel this is the best pet insurance company for you.
- Promoted Offer
- Join Cove & you’ll get one month free on your new pet insurance policy
- Quote & buy pet insurance online in as little as two minutes
- Your discount will automatically be applied on the payment page.
- Average Customer Rating: 4.9/5
- 100% online & made with love in New Zealand.
Introduction to Pet-n-Sur
Pet-n-Sur is one of the larger pet insurance companies in NZ, and I’ve been holding off on writing a review on them because it seems Kiwis are pretty divided. There are of course happy customers, but there are also many very vocal opponents – moreso than I’ve seen with any other pet insurance brand.
We’ll get onto the Pet-n-Sur reviews from past and present customers shortly, but let’s first take a closer look at who Pet-n-Sur actually are.
Pet-n-Sur are one of the few 100% New Zealand owned and operated pet insurance brands in NZ. They are owned by Beneficial Insurance which offers the likes of Mechanical Breakdown Insurance and Credit Contract Indemnity. You can read more about Mechanical Breakdown Insurance in a recent Stuff.co.nz by Rob Stock: Scandal of the least competitive insurance and loan market.
What's in our Pet-n-Sur Review?
Pet-n-Sur Review Summary
Every insurance company in NZ gets a bit of hate online. Afteral, they don’t approve every single claim, so it’s only fair that people with denied claims will give bad reviews and spread negative comments about the company.
But, in saying that, every time there is an online discussion about which pet insurance company is the best in NZ, there seems to be a lot of hate for Pet-n-Sur. Whether this is fair or not only those involved will know.
Pet-n-sur absolutely continue to harass you. I have had calls from them for 3 years despite continually asking to be taken off their data base. Also asked if "I don't care about my pets" once I cancelled the insurance.
I've found Southern Cross to be excellent, plus you can pay for add ons to put towards dental/prescription foods etc (which not every insurance company offers). Its more expensive but pretty comprehensive coverage options. Pet n Sur can be good too. I'd recommend staying away from PD Pet Insurance though. Certain breeds can be subject to exclusions, so have a chat to them about your individual pet. Southern Cross also offer a free 6 week policy for new puppies/kittens.
Love…
- Good prices for both cat and dog insurance
- A large choice of pet insurance plans to choose from
Don’t love…
- There are many bad reviews easily found online
🐶 Pet-n-Sur Competitor Comparison #1
- Species: Dog
- Breed: Feral
- Gender: Male
- Age: 2 years
- Desexed: Yes
Get your own quotes as these quotes are only a snapshot in time. Pet insurance prices can change frequently, so you might find different prices for these scenarios if re-done today.
Pet-n-Sur Plans
Coming soon. They have so many pet insurance plans to compare!
Plan Comparison
- Species: Dog
- Breed: Afghan Hound
- Gender: Male
- Age: 1 years
- Desexed: Yes
Get your own quotes as these quotes are only a snapshot in time. Pet insurance prices can change frequently, so you might find different prices for these scenarios if re-done today.
Bonus Pet-n-Sur Reviews
If you want to open a can of worms, open a new browser tab and search for pet-n-sur reviews. Then go onto Facebook and do the same search. Pet-n-Sur has the country divided. They are absolutely hated by many, and loved by others. We’ve placed a few Pet-n-Sur reviews below so you don’t need to do the hard hards, and we’ve picked one positive review and one negative review.
Something worth noting is that Jamie who wrote the negative Google review updated it a while after posting it, and he said that although he can’t comment on the specifics of the Insurance Ombudsmans ruling, he can say that he highly recommends challenging the insurance brand should they deny your claim…. which sort of sounds like he got what he wanted in the end. 😉
Pet-n-Sur Reviews on Google
Pet-n-Sur reviews on google average out at 3.9 stars as at the time of writing. This is over a total of 360 reviews. Jamie P writes "I would strongly advise against using this company. When it came to paying the full policy amount they rejected the claim. I engaged a lawyer but as they now refuse to communicate in good will we will have to go to the Insurance Ombudsman. Pet N Sur have a reputation for not paying out on policies (our dogs surgeon actually alerted this to us) and I wouldn't want this to happen to anyone else."
Pet-n-Sur Reviews on Discussions Forums
Timmy on Reddit states, "Both our dogs are fully insured with Pet N Sur. Had no complaints about the service. Like any insurance its an exchange of risk. You risk paying more in premiums than you claim, they risk the opposite", which we feel is a fair assessment of insurance in general.
Pet-n-Sur Competitor Comparison Scenario #2
- Species: Cat
- Breed: Feral
- Gender: Male
- Age: 2 years
- Desexed: Yes
Get your own quotes as these quotes are only a snapshot in time. Pet insurance prices can change frequently, so you might find different prices for these scenarios if re-done today.
Common Pet-n-Sur Questions
Of course, it is 0800 738 678.
Read our full pet insurance comparison guide
If you’ve just read our Pet-n-Sur review from start to finish, you can see how hard it is to compare pet insurance in New Zealand. Everyone has different opinions! To help you compare other pet insurance brands, we’ve written a full pet insurance guide. Check it out below!